IRS Tax Relief Dallas, TX Get Help Across Dallas County

If you can't pay the full balance at once, an installment agreement is usually the first thing we look at for clients in Dallas. Balances of $50,000 or less generally qualify for a streamlined plan, which skips the full financial disclosure.

Bigger balances bring Form 433-A, where the IRS checks your spending against its own allowances. Dallas County's 2026 housing and utilities figure for a family of four is $3,034 a month. A mortgage in Richardson or Coppell can easily run past that, and the IRS will want to know why.

An enrolled agent on our team prepares the 433-A with you, so the plan reflects your real costs, including business expenses if you're self-employed.

An IRS wage garnishment follows a set order. A CP504 warns that a levy is coming. LT11 or Letter 1058 is the final notice, and it starts a 30-day clock to request a Collection Due Process hearing. After that, the IRS can send the levy to your employer.

In Dallas, many of those levies land on salaried office jobs. Finance and insurance alone employ more than 111,000 people in Dallas County. Payroll sends the IRS everything above the Publication 1494 exempt amount each pay period, and it continues until the IRS issues a release.

Nobody wants HR handling a levy. The way out is usually a payment plan or hardship status, since the IRS generally can't levy while an installment agreement is in effect. We file Power of Attorney and request the release once that's moving.

City figures put 82% of businesses in Dallas under 20 employees, and in a business that size, a bank levy can freeze the account payroll runs through. The bank holds the money for 21 days before sending it. We use that time to request a bank levy release backed by a plan the IRS can accept.

A lien works differently. It doesn't take money. It's a public claim on everything you own, and it turns up when a lender pulls records for a line of credit, an equipment loan or a commercial lease.

Depending on the goal, we can ask the IRS to discharge a property from the lien, subordinate it so a refinance can close, or withdraw it once you're paying by direct debit.

Income can drop fast in Dallas: a layoff, a dry spell between closings, a business that closed its doors. If paying the IRS anything would leave you unable to cover basic living costs, the IRS can mark your account currently not collectible and stop levies while your finances recover.

The IRS judges that against its own figures. A single adult in Dallas County gets a 2026 housing and utilities allowance of $2,199 a month. We document your actual costs so the hardship is clear.

CNC isn't forgiveness. Interest and penalties keep adding up, a lien can still be filed, and the IRS reviews your income again later. The collection statute expiration date keeps running, though.

If an audit moves past letters, it may mean meeting an examiner in person. In Dallas the IRS works out of the Earle Cabell Federal Building at 1100 Commerce Street, with a second center in Farmers Branch. An enrolled agent with your Power of Attorney can attend for you.

The same building hosts U.S. Tax Court trial sessions in Room 726. If an audit ends in a notice of deficiency, you have 90 days to petition, and that deadline doesn't move.

Audits of joint returns sometimes raise innocent spouse relief questions, especially after a divorce. We look at that, along with any payroll tax exposure on a business return.