Tax levy & garnishment relief
Stop IRS Wage Garnishment & Tax Levy
An IRS wage garnishment can take 25 percent or more of every paycheck until the debt is paid. A bank levy can freeze your account and send the balance to the IRS in 21 days. We negotiate IRS levy releases and wage garnishment relief, and that work starts the day you engage us.
Overview
Tax levy & garnishment relief: the essentials.
- Wage garnishment
- 25%+ of each paycheck
- Bank levy hold
- 21 days before funds leave
- Released by
- A resolution in motion
- Notice first
- Final Notice (LT11 / 1058)
A tax levy is the legal seizure of your property by the IRS to satisfy unpaid tax debt. It is different from a tax lien: a lien is a public claim against your assets, a levy is an actual taking. The IRS can levy wages, bank accounts, real estate, vehicles, retirement accounts, and other personal property.
Before issuing a wage garnishment or bank levy, the IRS sends a Final Notice of Intent to Levy and Notice of Your Right to a Hearing (Letter 1058 or LT11). That notice starts a 30-day clock during which you can request a Collection Due Process hearing. If you act inside that window, we can usually pause the levy before it hits. If the levy has already started, we move immediately to negotiate a release.
IRS wage garnishment is one of the most aggressive collection tools the federal government has. Unlike a private creditor garnishment (capped at 25 percent of disposable income under federal law), an IRS levy follows IRS exemption tables, which can leave you with very little of each paycheck. Releasing the garnishment is almost always possible once a resolution program is in motion.
How this case usually unfolds
Paycheck being garnished · Levy & garnishment relief
A wage garnishment or bank levy can land without much warning when prior notices were missed. With Power of Attorney on file, we move fast: pull transcripts, file any missing returns, document hardship where it applies, and put a resolution in motion, which is what triggers the release.
Sound similar to yours?
No two cases are identical, but patterns repeat. Talk to one of our Enrolled Agents to find out which programs apply to your situation.
Get Free ConsultationWhat the IRS can levy
The list of what the IRS can seize is broader than most people realize.
Wages
The IRS can garnish a percentage of every paycheck until the debt is satisfied. Garnishment continues automatically until released.
Bank accounts
A bank levy freezes your account for 21 days, then the bank wires the funds to the IRS. If we get involved during the 21-day hold, we can often release the levy before funds leave.
Real estate
The IRS can place a levy on real property, including your home. Seizure of a primary residence is rare but possible.
Vehicles and personal property
Cars, boats, equipment, and other property can be seized and sold.
How a levy release works
Offer in Compromise
A pending OIC can trigger a levy release while the offer is under review.
Installment agreement
Establishing an installment plan typically releases active levies.
Currently Not Collectible
CNC status releases levies and stops further collection.
Penalty abatement and reasonable cause
In some cases the underlying liability can be reduced enough to dismiss the levy.
Federal programs
Nine IRS programs. We look through them all.
Most tax debt is resolved through one of these nine programs. Which one fits depends on your numbers, your filing history, and assessment dates.
Client reviews
What clients say about Tax levy & garnishment relief.
5.0 on Google across 356+ verified reviews. A few relevant to Tax levy & garnishment relief below; read them all on our reviews page.
I really appreciate Lisa for the hard work she does she takes care of her clients n have a very nice personality I would recommend any person to her I just love her ❤️ n the way she works with her clients
IRS back taxes 940, 941, employment taxes, lien releases. Multiple years
innovative tax has been the best experience i ever had with a tax relief company.charlie the tax expert knew how to get me the most $ back on my return .and coy answered any ?'s i had professional and promt..will do business again ,for sure .
My IRS tax issues are finally over!! If you need a trustworthy company to take care of back taxes, look these guys up!! Vic was awesome!!
Iam very satisfied with my experience with innovative tax relief group. Victor Acosta was my case manager. He has worked diligently to help resolve my tax debts. He kept me informed on everything that he was doing thanks to Victor I feel much better about my tax situation. I recommend him to anyone.
I cannot say enough good about Innovative Tax Relief. They have been very helpful and professional through this entire process. Josh has been a pleasure to work with. I would highly recommend them to anyone needing help to resolve tax issues.
Frequently asked
What people ask about Tax levy & garnishment relief.
How fast can you release my levy?
The IRS already took money from my bank — is it gone?
Will the IRS take my house?
What if I cannot afford a payment plan?
Related services
Cases often touch more than one service.
Many cases start in one category and shift as we understand the numbers. Here are the services this one most often pairs with.
Federal tax lien help
IRS Tax Lien Help
A federal tax lien is the IRS's legal claim against everything you own when you have unpaid tax debt. It is not the same as a levy: a lien is a claim, a levy is a seizure. The lien is what stops you from selling your house, refinancing, or getting clean credit. There are four ways to deal with an IRS tax lien, and which one fits depends on whether you can pay, need to sell, or want it off your record.
Learn moreBack taxes
Back Taxes Help: Resolve Unpaid IRS Tax Debt
Back taxes are unpaid federal or state taxes from prior years. The longer back taxes sit unpaid, the more penalty and interest compound on top of the original balance, and the closer the IRS moves to a wage garnishment or bank levy. We handle back taxes from one year old to twenty years old.
Learn moreUnfiled tax returns
Unfiled Tax Returns Help
Unfiled tax returns are the most common problem we fix, and the one people are most afraid to face. The good news: filing years of unfiled taxes is almost always better than the alternative. Nothing else with the IRS can move (no payment plan, no settlement, no levy release) until your missing returns are filed. We prepare and file every unfiled year, in the right order, and take the fear out of getting current.
Learn moreNationwide · all 50 states
Tax levy & garnishment relief in all 50 states.
IRS representation is federal, so we handle Tax levy & garnishment relief for clients in all 50 states, remotely from our West Palm Beach headquarters. Florida is our home base, and we keep dedicated local pages for the metros we serve most.
Florida local pages
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